Effects of Long-term Care Insurance on Medical Service Utilization, Medical Burden and Health of Middle-aged and Elderly People：An empirical research based on DID

Corresponding author: yaojun, E-mail:yaojun@njmu.edu.cn

DOI: 10.12201/bmr.202107.00029

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  Abstract: Based on the data of Charls database in 2013, 2015 and 2018, this study evaluates the actual impact of long-term care insurance on medical service utilization, medical burden and health of the elderly in 13 pilot cities by applying descriptive statistics and difference -in-difference model as identification strategy. The results showed that long-term care insurance could significantly reduce the number of hospitalization and increase the outpatient visits and costs, but had no significant effect on the hospitalization costs, self-rated health and depression (P > 0.05). Exploring the effective connection between long-term nursing insurance and medical care plays an important role in reducing the medical burden of the insured middle-aged and elderly people, reducing social hospitalization and improving health status.

  Key words: Long-term Care Insurance; Medical Service Utilization; Medical Burden; Health

  Submit time: 3 November 2021

  Copyright: The copyright holder for this preprint is the author/funder, who has granted biomedRxiv a license to display the preprint in perpetuity.
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