Reconstruction of the medical insurance benefit package based on the perspective of outpatient and inpatient cost protection

Corresponding author: zhangxiaojuan, zhangxjzhang@163.com

DOI: 10.12201/bmr.202103.00006

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  Abstract: This paper analyzed the formation and changes of basic medical insurance outpatient cost protection policies and empirically analyzes that the current outpatient cost structure has changed, which has become an important cause of health financial risks. However, because the theoretical understanding of outpatient costs and protection has not been followed up, the outpatient insurance policy is imperfect and the outpatient cost protection is insufficient. It is recommended to restructure the medical insurance benefit package aiming at risks and realizing effective health financial risk protection.

  Key words: benefit package; outpatient cost protection; block payment

  Submit time: 22 June 2021

  Copyright: The copyright holder for this preprint is the author/funder, who has granted biomedRxiv a license to display the preprint in perpetuity.
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  1	2021-03-10	bmr.202103.00006V1	Download

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