通讯作者: 和红, hehong99@163.com

DOI：10.12201/bmr.202211.00013

The Influence of Financial Planning for Elderly in Urban Areas on the Demand for and Utilization of Community-Based Care Services

• 摘要：目的：从养老这一动机出发分析养老规划对城镇老年人社区养老服务需求和利用，对实现老年人老有所养具有重要意义。方法：利用中国老年社会追踪调查（CLASS）2018年数据，通过Probit模型和倾向值匹配法（PSM）分析养老规划对城镇老年人社区养老服务需求和利用的影响。结果：我国城镇老年人的社区养老服务需求和利用水平较低；养老规划对城镇老年人社区养老服务利用具有显著的挤压效应，对需求具有显著的促进效应；不同养老规划内容对城镇老年人社区养老服务需求和利用影响不同，流动资金和风险防范类规划的影响更大；养老规划对城镇老年人社区养老服务利用的挤压效应和对需求的促进效应在低受教育水平老年人中更强。结论：政府应当重视养老资源供需不对接问题，提高社区养老服务质量和效率，关注老年人的需求特点，提供与老年人需求对等的养老服务，关注老年人风险防范需求。

  关键词： 养老规划; 社会化养老服务; 需求; 利用; 积极老龄化

   

  Abstract: Objective: To analyse the impact of financial planning on the demand and utilization of community-based care services for the urban elderly from the perspective of old-age as a motivation, which is important for achieving a secure old-age life for the elderly. Methods: Using data from the China Longitudinal Aging Social Survey (CLASS) 2018, the impact of financial planning on the demand and utilization of community-based care services for urban older people was analysed through the Probit model and the propensity scale matching model (PSM). Results: the demand for and utilization of community-based care services among urban elderly people in China are low; the financial planning has a significant squeezing effect on the utili中ation of community-based care services among urban elderly people and a significant boosting effect on demand; different elderly financial planning contents have different effects on the demand for and utilization of community-based care services among urban elderly people, with greater effects on cash and risk prevention types of planning; the squeezing effect of financial planning on the utilization of community-based care services among urban elderly people and the boosting effect on demand. The squeezing effect of financial planning on the use of community-based care services and the boosting effect on demand are stronger among the elderly with low education levels. Conclusion: The government should pay attention to the mismatch between supply and demand of community-based care resources, improve the quality and efficiency of community-based care services, pay attention to the demand characteristics of the elderly, provide elderly care services that are equal to the needs of the elderly and pay attention to the risk prevention needs of the elderly.

  Key words: Financial Planning; Social Pension Services; Demand; Utilization; Active Aging

  提交时间：2022-11-23

  版权声明：作者本人独立拥有该论文的版权，预印本系统仅拥有论文的永久保存权利。任何人未经允许不得重复使用。
• html

• 图表

• 纪浩. 面向健康老龄化的5G+智慧养老服务生态体系设计研究. 2021. doi: 10.12201/bmr.202107.00013

  阳义南, 李思华, 郝雄磊. 养老金差距、养老服务不均等与老年人健康. 2021. doi: 10.12201/bmr.202106.00019

  孙羽佳. 积极老龄化背景下城市老年人健康信息素养现状及提升策略. 2022. doi: 10.12201/bmr.202210.00004

  王峥, 许超. 23省“健康规划纲要”中的老龄政策分析——健康老龄化视域下的Nvivo质性研究. 2022. doi: 10.12201/bmr.202111.00016

  边妗伟, 饶克勤. 中国养老资源配置与服务利用协调发展的时空演化———基于机构分层分析框架. 2022. doi: 10.12201/bmr.202209.00014

  侯艳杰, 王瑜, 颜诗源, 张文静, 张琳, 姚俊. 长期护理保险对中老年人医疗服务利用、医疗负担及健康的影响——基于双重差分法的实证研究. 2021. doi: 10.12201/bmr.202107.00029

  柏星驰, 满晓玮, 程薇. 中国人口老龄化对居民医疗卫生支出的影响研究. 2021. doi: 10.12201/bmr.202104.00019

  黄石松, 孙书彦. 政策工具视角下我国养老服务体系建设研究. 2022. doi: 10.12201/bmr.202210.00018

  徐一涵, 范春. 智慧社区主动健康服务的设计与研究. 2020. doi: 10.12201/bmr.202008.00007

  徐安琪, 韩娇娇, 徐一涵, 范春. 基于数字化转型平台的智慧医院建设规划与研究. 2020. doi: 10.12201/bmr.202009.00014

• 序号	提交日期	编号	操作
  1	2022-07-26	bmr.202211.00013V1	下载

• 公开评论  匿名评论  仅发给作者 提交评论